Is it mandatory to have car insurance in Georgia?

Georgia drivers must have liability insurance that meets the minimum limits (you can purchase more coverage if you choose) required by law to drive on our state’s public roads and highways.

Is it illegal to not have car insurance in Georgia?

Driving without insurance in Georgia is illegal and amounts to hefty consequences. When an accident takes place, and you don’t have insurance, you may face jail time, substantial fines, suspension of vehicle registration and your driving license, lawsuits for property damage, and medical bills settlements.

What is the penalty for not having car insurance in Georgia?

Driving without insurance in Georgia can incur serious penalties, depending on the circumstances. You could face up to $185 in fines and a year in jail and lose your driving privileges and vehicle registration.

What happens if you don’t have car insurance and get pulled over in Georgia?

First and foremost, if you’re caught driving without current valid insurance in Georgia, you will be charged with a misdemeanor, and it will remain on your record permanently. Additionally, you will have to appear in court and pay a fine of $200 to $1,000.

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Do you have to have proof of insurance in Georgia?

No Proof of Insurance Charge in Georgia

In Georgia, all drivers are required to have at least the minimum auto insurance coverage on their vehicles. A failure to have appropriate coverage can result in the driver being charged with no proof of insurance.

Can police tell if you have car insurance in GA?

Can police tell if you have no insurance? Yes, they can. However, you need to be pulled over, or stopped for some reason first.

Can your car be seized for no insurance?

If you don’t insure your vehicle you will get a Fixed Penalty Notice and if you still don’t insure it, it could be seized, clamped or destroyed or you could be taken back to court.

How long do you have to get insurance in Georgia?

The Georgia new-car insurance grace period is 2 to 30 days in most cases. The new-car grace period is how long insured drivers are allowed to drive a newly purchased vehicle before adding it to an existing car insurance policy.

Do you need proof of insurance to register a car in Georgia?

You cannot register a car without insurance in Georgia. Proof of insurance is required at the time of registration.. In Georgia, you are required to have $25,000 in bodily injury liability coverage, up to $50,000 per accident, along with $25,000 in liability coverage for property damage.

Do I need to carry proof of insurance in my car?

Insurance policy

You should always carry the certificate of insurance in your vehicle.

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Does Georgia accept electronic proof of insurance?

That’s right: Insurance cards, whether paper or on your phone, are no longer accepted as proof of Georgia auto insurance. Instead, police and other authorities use the Georgia Electronic Insurance Compliance System (GEICS) to confirm that you’re carrying liability insurance that meets Georgia’s minimum requirements.