A survey finds Alachua County, and its municipalities, have the least expensive auto insurance in Florida. The survey, conducted by Quadrant Information Services for insurancequotes.com, found Waldo was the cheapest, followed closely by Alachua, Gainesville, Earlton and Newberry.
What city in Florida has the cheapest car insurance?
Cheap Car Insurance in Florida by City
In Florida, the cities with the cheapest full coverage premiums are Santa Rosa Beach, Freeport, and Defuniak Springs.
Who has the lowest car insurance rates in Florida?
The cheapest companies for minimum coverage in Florida
|Car insurance company||Average annual minimum coverage premium||Average monthly minimum coverage premium|
Which zip code is cheaper for car insurance in Florida?
Drivers can enter a ZIP code in CarInsurance.com’s average car insurance rates tool to see the average premium for the location, as well as the highest and lowest rates.
Most and least expensive ZIP codes for car insurance by state.
Is car insurance cheaper in Port St Lucie?
Car insurance costs an average of $2,386 per year in Port St. Lucie. That’s pricier than the statewide average in Florida ($2,309) and more expensive than the national average of $1,548.
How can I lower my car insurance in Florida?
These are a few of the many ways to discount auto insurance in Florida.
- Consider Coverage Options. Before you start to worry about the cost of auto insurance, set some time aside to think about how much coverage you actually want and need. …
- Multiple Policy Discounts. …
- Online Traffic School Courses. …
- Keep Your Record Clean.
What is the minimum auto insurance coverage required in Florida?
According to Florida law, if you own a motor vehicle with four or more wheels you must carry $10,000 of personal injury protection (PIP) insurance and a minimum of $10,000 of property damage liability insurance. You may have a deductible of up to $1,000 for PIP coverage and $500 for property damage liability.
Is Geico really the cheapest?
Geico has the cheapest car insurance for most drivers in California. The company charges $390 per year on average for a minimum liability policy. That’s 35% cheaper than the statewide average. The average cost of minimum-coverage car insurance in California is $604 per year, or $50 per month.
What’s cheaper than Geico?
Who has cheaper insurance than Geico? Geico typically has the cheapest car insurance among top national providers. But Progressive, USAA and Esurance can sometimes outdo Geico’s low rates. Keep in mind that your premium depends on your driving record, car, location, age and coverage.
Why are Florida auto insurance rates so high?
Florida’s auto insurance rates are high for several reasons, including the state’s no-fault auto insurance laws, risk exposure due to extreme weather conditions, average driver profile, and the number of uninsured drivers.
How much is car insurance per month in Florida?
The average cost of car insurance in Florida is $2,072 per year, or $173 per month, for minimum liability. The cheapest minimum-coverage car insurance in Florida comes from Geico.
Is Florida a no fault state?
That $10,000 minimum hasn’t changed since Florida became a “no-fault” state in the 1970s, however. And while many states are also considered “no-fault,” those states have also required motorists to carry bodily injury coverage. Florida is one of just two states that doesn’t require bodily injury coverage.
How much car insurance in Port St Lucie Florida?
The average annual car insurance rate in Port St. Lucie is $1,841, which is $367 lower than Florida’s state average.