In South Carolina, all drivers must either carry auto insurance or pay a $550 uninsured motorist fee annually. … Failure to carry insurance or pay the yearly uninsured motorist fee can result in a misdemeanor offense, which carries driver’s license suspension, fines, and even jail time.
Can you go to jail for driving without insurance in SC?
The first time you’re caught driving without insurance or the $550 uninsured motorist fee, the state will confiscate your vehicle registration and license plates. … The state can then ask you to pay a $100–$200 fine, serve 30 days in jail, and surrender your license plate and vehicle registration.
What happens if you accidentally drive without insurance?
Having an accident whilst uninsured
If you cause an accident whilst driving without insurance, you will have to pay for any of your own repairs, and potentially repairs for others involved out of your own pocket. You will also face a penalty for driving without insurance.
Is car insurance mandatory in South Carolina?
South Carolina law requires that you purchase liability and uninsured motorist coverage to drive legally in the state. Auto insurance is divided into two basic coverages: liability and physical damage.
Can I drive without being insured?
Driving without insurance is an infraction and is punishable be a fine between $100 and $200 plus any other state assessments and fees. However, if the driver is ticketed a subsequent time for driving without insurance within 3 years of the first infraction, then the fine will be between $200 and $500.
What happens if you get stopped by the police with no insurance?
The police can stop any vehicle in use on a road for any reason. … The penalty for the offence of driving a vehicle without insurance is a fixed penalty of £300 and 6 penalty points or, if the case goes to court, you could get an unlimited fine and be disqualified from driving.
What’s the max fine for driving without insurance?
What is the maximum fine for driving without insurance? There is no maximum fine for driving without insurance, because the fine can be unlimited.
Will I go to court for driving without insurance?
If you get caught driving without insurance, you may end up been fined, or be issued with court summons for driving without insurance. At this point, it would be wise to consider expert help, most preferably a qualified motoring solicitor for your court summons.
How long is a driving ban for no insurance?
Driving without insurance is a serious offence which can result in an immediate disqualification from driving. A driving ban can often be in the region of 28 days but can also be substantially longer for repeat offences. For first offences, the Court would normally impose between 6 and 8 penalty points, but no ban.
Is SC an at fault state?
The state of South Carolina is a ‘fault’ state. This means (in theory) that if you’re injured in a car accident, the person “at fault” for your injuries is responsible for paying you compensation. Here’s an all-too-common scenario: a driver is texting instead of paying attention to the road.
Does car insurance follow the car or the driver in South Carolina?
Car insurance usually follows the car in South Carolina. The types of car insurance that follow the car in South Carolina are bodily injury liability, personal injury liability, uninsured motorist protection, collision, and comprehensive.
How does car insurance work in SC?
Every driver with SC auto insurance must carry the required minimums on all registered vehicles: Property damage: $25,000 per accident. Bodily injury: $25,000 per person and $50,000 per accident. Uninsured motorist bodily injury: $25,000 per person and $50,000 per accident.