Blog about car loans and insurance
How do you get approved for a car lease? In order for your lease application to be accepted, you likely need favorable credit history. Before you can drive off the lot in a leased vehicle, you must first fill out an application and earn approval for your lease. In order for your lease application to …
You can be denied car insurance if insurers believe you’re a high-risk driver. Reasons like getting into multiple accidents, receiving speeding tickets or having a DUI can lead to getting denied car insurance. … You might also get denied car insurance if: You haven’t driven in years or don’t have an insurance record. Can you …
Texas offers hefty fines and penalties for individuals caught driving without auto insurance. Failure to produce valid auto insurance amounts to a minimum fine of $175 and a maximum of $350. Can you go to jail for driving without insurance in Texas? Yes, driving without insurance is a misdemeanor in the state of Texas, but …
Do My Car Insurance Rates Go Up When I’m Unemployed? No, insurers do not charge unemployed people more money or even take employment status into consideration when calculating premiums for auto insurance policies, so unemployed drivers won’t be penalized when it comes to their car insurance rates. Does unemployed affect car insurance? Insurers tend to …
Whenever you make a major change to your credit history—including paying off a loan—your credit score may drop slightly. If you don’t have any negative issues in your credit history, this drop should be temporary; your credit scores will rise again in a few months. How much will my credit score increase after paying off …
An easy and popular way to save money on insurance is to buy your home and auto insurance from one company. This option is known as “bundling” and gives you a discount when you get more than one policy from the same insurer. What is the best way to shop for car or auto insurance? …