Is car insurance cheaper in Indiana than Illinois?

The average annual auto insurance rate in Indiana is $34 more expensive than the typical cost of car insurance in Illinois. The precise cost will depend on your coverage, driving history, and your auto insurance company.

Is car insurance cheaper in Indiana?

Car insurance in Indiana costs $40 per month, on average, or $481 per year. The average cost of car insurance in Indiana is 33% lower than the national average auto insurance premium, and Indiana ranks 14 out of 50 for the most affordable car insurance rates in the U.S.

Is car insurance high in Indiana?

Car insurance in Indiana is expensive because of the state’s high population density and costly repair prices. … Car insurance in Indiana is less expensive than the national average, which is around $1,500 annually for full coverage and about $600 per year for minimum coverage.

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Is insurance more expensive in Illinois?

The average rates make Illinois the 34th most expensive state in the country for car insurance rates and 24% less expensive than the national average. Keep in mind that average auto insurance costs are determined by factors other than location.

Which state has the most expensive car insurance?

Amongst all the states, Louisiana is the most expensive state with an average auto insurance premium of $2,839 per year, a 19% increase in rates from 2020.

Car insurance rates by state 2021.

Rank State Average premiums
1 Louisiana $2,839
2 Michigan $2,112
3 Florida $2,082
4 California $1,966

How much is car insurance per month in Indiana?

Car insurance in Indiana costs $40 per month, on average, or $481 per year. The average cost of car insurance in Indiana is 33% lower than the national average auto insurance premium, and Indiana ranks 14 out of 50 for the most affordable car insurance rates in the U.S.

How much is full coverage insurance Indiana?

Indiana car insurance rates by company

Car insurance company Average annual premium for minimum coverage Average annual premium for full coverage
Progressive $391 $1,174
Safe Auto $487 $2,101
State Auto Insurance $418 $1,544
State Farm $299 $913

How much is car insurance for a new driver in Indiana?

The average cost of car insurance for 18-year-old drivers in Indiana is $1,216 per year, or $101 per month — more than double the price for older drivers. Allstate has the cheapest quotes for young drivers in Indiana, with an average annual cost of $901 for minimum coverage — over $315 cheaper than the state average.

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What is the average homeowners insurance in Indiana?

The average cost of homeowners insurance in Indiana is $1,587 a year. That’s $148 below the national average of $1,735. To help you get the best rate and the right coverage, we studied the home insurance market in Indiana by comparing rates, policy offerings and customer satisfaction levels.

Why is Kentucky car insurance so expensive?

Car insurance in Kentucky is expensive because the state has higher than average traffic fatalities, with 1.36 deaths per 100 million miles driven (compared to the national average of 1.1). … All insured drivers share the increasing cost of insurance.

Why is car insurance so high in Illinois?

Illinois is experiencing more severe weather.

These weather events cause insurers to pay out a higher number of claims, which tend to be more expensive and less predictable. As a result, they have to raise rates to keep pace.

Is car insurance in Illinois expensive?

Car insurance is relatively cheap in Illinois. The average car insurance rate in Illinois is $1,120 annually — 21.6% less than the national average. Your auto insurance premiums are impacted by factors aside from the state in which you live.

What type of car insurance do I need in Illinois?

In Illinois, all motorists are required by law to be covered by liability insurance to defray the cost of injuries or damages caused to other persons or their property in a crash. Without coverage, a single vehicle collision could lead to significant financial loss and cause you to lose your driving privileges.

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Which state is the cheapest to buy a car?

Overall, New Hampshire is the cheapest state to buy a car, since registration fees are low and sales tax non-existent. Florida is the second cheapest state to buy a car, and the state has a wonderful inventory. In fact, cars cost around ten percent less than the average.

What city has the cheapest car insurance?

Findlay, Ohio, claims the title of the cheapest city for full coverage, with an average premium of just $883 per year. The national average cost of full coverage car insurance is $1,674 per year.

Which states have the most uninsured drivers?

These states had the highest rates of uninsured drivers on the road: Mississippi: 29.4% Michigan: 25.5% Tennessee: 23.7%

Uninsured Motorist Rates by State.

State Uninsured motorist rates by state
Alabama 19.5%
Arkansas 19.3%
District of Columbia 19.1%
California 16.6%