You cannot legally drive in any state without demonstrating financial responsibility for damages or liability in the event of an accident. In most states auto insurance is mandatory as proof of this responsibility. … Worse, in case of an accident, your responsibilities could wipe out your financial future.
Is driving without insurance strict liability?
Driving With No Insurance – Possible Defences
This is because, driving uninsured is a strict liability offence. This additionally means that whether you meant to commit the offence or whether it was an oversight on your part – if you did not have a valid insurance policy, you are guilty.
Can I drive a car that has no insurance?
As long as the land you’re on can’t be accessed by the public, you can drive without insurance. However, although the law mentions about not driving in public places without cover, the term ‘public’ is broader than you may think. So, it’s worth checking where you’re planning to drive is truly private before doing so.
How long do the police have to charge you without insurance?
You have seven days from the time the police caught you without an insurance certificate to produce one at a police station, otherwise you may be charged.
What happens if you get caught driving a car you’re not insured on?
Failing to have car insurance can result in six to eight penalty points on your driving licence. These points stay on your driving record for 4 years. You can be disqualified from driving if you have 12 or more penalty points within three years.
How many points do you get for no insurance?
The court’s adopt a very strict stance towards motorists charged with driving without insurance and it is considered a strict liability in that you either had valid insurance at the time of driving or you didn’t. The penalty for this offence is between 6 – 8 penalty points in addition to a fine.
What’s the maximum fine for driving without insurance NI exempt?
What is the maximum fine for driving without insurance? There is no maximum fine for driving without insurance, because the fine can be unlimited.
Can DVLA fine me for no insurance?
You don’t have to be driving to be caught
The registered keeper of a vehicle that appears to be uninsured will be sent an Insurance Advisory Letter (IAL). This letter will advise them their vehicle appears to be uninsured and unless they take action they will receive a penalty from the DVLA.