Can I drive someone else’s car LV?
If you’re the policyholder or NCD holder with LV= comprehensive car insurance, you’ll usually have third party cover to drive other cars as well. Have a look at your policy documents to double check you’re covered and make sure you’ve got the owner’s permission to use their car first.
Can I drive someone else’s car on my insurance?
Can I drive my partner’s car? Driving Other Cars (DOC) insurance isn’t usually included as part of a fully comprehensive policy. Unless your policy states otherwise, you’ll only be able to drive your partner’s car if they’ve added you as a named driver or have a family or any driver car insurance policy.
Can I drive another car on my insurance if the other car is not insured?
The car you want to drive must be covered by an existing insurance policy and you must have permission to drive it. Driving other cars cover is usually only available on a comprehensive car insurance policy, so if you have third party (or third party, fire & theft) cover, you won’t be covered to drive any other cars.
Does LV insurance allow top up insurance?
Does LV cover delivery or courier driving? No, LV does not cover delivery driving on any of their policies; LV also doesn’t permit policyholders to buy a supplemental policy (aka top-up Hire & Reward) to cover delivery driving.
Can you add someone to your car insurance temporarily?
You should be able to add a second driver to your insurance policy temporarily, but you may not need to do so. That’s because most car insurance policies cover anyone you let use your vehicle–up to a point. This is called permissive use. Not all insurance companies or policies cover permissive use, however.
Can I drive someone else’s car if we are both fully comp?
Can I drive another car with comprehensive insurance? … Having fully comp insurance on your own vehicle doesn’t mean that you’re fully comp on someone else’s. If your insurance provider does allow you to drive a different vehicle, it’s likely that they will only provide third party cover as a maximum.
Does fully comp mean anyone can drive my car?
If I have fully comprehensive car insurance can I drive any car? No. … So even if you’re fully covered for your own car, don’t assume you’re insured to drive other people’s cars otherwise you risk breaking the law. Before getting behind the wheel of another car, speak to your insurer to find out what the situation is.
How does insurance work if you borrow a car?
In general, when you borrow a car, you borrow car insurance, too. Insurance typically follows the car, not the driver. That means if you are involved in an accident while driving someone else’s car (not on your insurance policy), the owner of the car will probably be held responsible for any financial damages.