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Home Insurance
Homeowners insurance provides basic financial protection from damage to your property and liability for injuries and property damage you or members of your family cause to other people.
Homeowner policies may also cover property damage you or members of your family cause to others. A homeowners policy combines coverages for fire, windstorm, theft and liability into one convenient policy. Damage from most perils is covered under your homeowners policy, but there are exceptions. The most significant exclusions are damage caused by flood, earthquakes and neglect.
Usually you can obtain coverage for damage caused by flood or earthquake under separate endorsements if necessary.
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