Estrella Keeps Your Business Safe

Business Insurance

Additional Information

Package policies are created for businesses that generally face the same kind and degree of risk. Larger companies might purchase a customized comercial package policy.

What does a business owner policy cover?

1. Property insurance

For buildings and contents owned by the company there are two different forms, standard which provides basic coverage and special which provides more coverage.

2. Business interruption insurance

Covers the loss of income resulting from a fire or other catastrophe that disrupts the operation of the business. It can also include the extra expense of operating out of a temporary location.

3. Liability protection

Which covers your company's legal responsibility for the harm it may cause to others. This harm is a result of things that you and your employees do or fail to do in your business operations that may cause bodily injury or property damage due to defective products, faulty installations and errors in services provided.


**Business Owner Policies do NOT cover professional liability, auto insurance, worker’s compensation or health and disability insurance. You'll need separate insurance policies to cover professional services, vehicles and your employees.